Refactor to apps/ structure

JIGAIDO is now a platform with apps/ as the container.
All telegram-bot files moved to apps/telegram-bot/:
- bot.py, commands.py, cron.py, db.py, schema.sql
- requirements.txt, .env.example, README.md
- Root now holds SPEC.md, README.md, CONTRIBUTING.md only.

Structure:
jigaido/
├── apps/
│   └── telegram-bot/
└── SPEC.md, README.md, CONTRIBUTING.md

apps/telegram-bot/.env.example

@@ -0,0 +1,2 @@
+# Telegram Bot Token (get from @BotFather)
+JIGAIDO_BOT_TOKEN=